You have the right to appoint a negotiator to represent you in negotiations on the agreement or on an issue before the Fair Work Commission on the negotiations on the agreement. 13.3. Force majeure. With the exception of the Customer`s payment obligations, neither party may be held liable to the other party in the event of a delay or non-compliance resulting from a fire, a pandemic, a virus, an epidemic, travel instructions on health, safety and/or terrorism, floods, lockouts, delays in transport, wars, acts of God, governance or order, strikes or other causes outside its proper control. However, in this case, both parties will resume their benefits immediately after eliminating the cause of such a delay or failure. The Arkansas Health Insurance Marketplace (AHIM) was created by Law 107 of 2019 as the Department of the Arkansas Insurance Department (AID). The AHIM department manages and implements the National Health Insurance Exchange in Arkansas, in accordance with national and federal law. 4.1. Confidential information. The parties recognize that each party may disclose certain confidential and valuable information to the other.